Rates

 

Share Savings Dividend Rates

All members earn dividends based on the average daily balance for deposits within the various designated ranges. The dividend rate is determined by averaging the ending share balance for each day of the month. Dividends are compounded monthly and are credited to the member's account on the last day of the month. Funds are available for withdrawal at any time, without penalty. A minimum balance of $25 is required.

RangeDividend RateAPY (Annual Percentage Yield)

$0 to $500

0.45%

0.45%

$501 to $2,500

0.55%

0.55%

$2,501 to $$15,000

0.65%

0.65%

$15,001 to $40,000

0.75%

0.75%

$40,001 to $70,000

0.85%

0.85%

$70,001 to $100,000

0.95%

0.95%

$100,001 & over

1.05%

1.05%

Other Dividend Rates

TypeDividend RateAPY (Annual Percentage Yield)

Checking

(Average Minimum Balance $300)

0.45%

0.45%

IRA 12-month Certificate

(Compounded Quarterly)

2.50%

2.53%

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