Vehicle Loans


New and Used Auto Loans

If you live and work in Santa Barbara, Ventura, San Luis Obispo, or Kern Counties, you may print an application for pre approval, purchase or refinance of a vehicle. Please contact the Credit Union's loan department with any questions 805-682-2467.

Car Collateral Call our office and let us calculate your vehicle's blue book value. With a car collateral loan, you can use the proceeds of the loan to pay off other higher interest rate debts. Terms and conditions are the same as "used auto loan"

All refinanced autos must be inspected by the credit union.

See Our Vehicle Loan Rates

Download Our Vehicle Loan Application

See Our Auto Loan Rate and Term Schedule


Recreational Vehicles

Motor Homes or Trailers

We finance New RV's that have never been registered, and a 15 % down payment is required. The maximum loan is 85% of the purchase price, plus tax, license and warranty. Used RV loans are limited to 70% of the purchase price only. RV loans are for purchases only.

Call our Loan Department for additional information at 805-682-2467.

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