Vehicle/Visa/Signature Loan Rate
Rates Effective: 12/01/2022
| Type | APR (Annual Percentage Rate) |
|---|
|
New Vehicle
|
4.50%
|
|
Used Vehicle
|
5.00%
|
|
Visa Card
|
9.00%
|
|
Unsecured Signature Loan
|
11.00%
|
*Share Secured Loan is 2% above the rate earned on the secured shares.
For example a new vehicle loan at 4.50% A. P. R. has 60 monthly payments of $18.64 per $1,000 borrowed. a used vehicle loan at 5.00% A. P. R. has 60 monthly payments of $18.87 per $1,000 borrowed.
Home Loan Rates
Primary Residence - 70% Loan to Value Maximum
NMLS #810491
Rates Effective: 12/01/2022 - 12/07/2022
First Mortgage Refinance up to $600,000 Maximum
| Type | Rate | APR (Annual Percentage Rate) |
|---|
|
15 year - 1% point + title & escrow
|
5.76%
|
5.92%
|
|
30 year - 1% point + title & escrow
|
6.49%
|
6.59%
|
Second Mortgages up to $300,000 Maximum
| Type | APR (Annual Percentage Rate) | Fixed/Variable |
|---|
|
10 year maximum - 0% points + title & escrow
|
5.50%
|
Fixed
|
|
15 year maximum - 0% points + title & escrow
|
6.00%
|
Fixed
|
|
20 year maximum - 0% points + title & escrow
|
6.50%
|
Fixed
|
* Rates vary weekly - call us at 682-2467 for additional information.
- Example 15 year first mortgage at a rate of 5.76%, 5.92% A. P. R. has 180 monthly payments of $8.31 per $1,000 borrowed.
- Example 30 year first mortgage at a rate of 6.49%, 6.59% A. P. R. has 360 monthly payments of $6.31 per $1,000 borrowed.
- Example second mortgage for 10 years at 5.50% A. P. R. has 120 monthly payments at $10.85 per $1,000 borrowed.
- Example second mortgage for 15 years at 6.00% A. P. R. has 180 monthly payments at $8.44 per $1,000 borrowed.
- Example second mortgage for 20 years at 6.50% A. P. R. has 240 monthly payments at $7.46 per $1,000 borrowed.
|
