Vehicle/Visa/Signature Loan Rate
Rates Effective: 01/01/2020
| Type | APR (Annual Percentage Rate) |
|---|
|
New Vehicle
|
2.90%
|
|
Used Vehicle
|
3.30%
|
|
Visa Card
|
9.00%
|
|
Unsecured Signature Loan
|
11.00%
|
*Share Secured Loan is 2% above the rate earned on the secured shares.
For example a new vehicle loan at 2.90% A. P. R. has 60 monthly payments of $17.92 per $1,000 borrowed. a used vehicle loan at 3.30% A. P. R. has 60 monthly payments of $18.10 per $1,000 borrowed.
Home Loan Rates
Primary Residence - 70% Loan to Value Maximum
Nationwide Mortgage Licensing System #810491
Rates Effective: 01/17/2020
First Mortgage Refinance up to $417,000 Maximum
| Type | Rate | APR (Annual Percentage Rate) |
|---|
|
15 year - 1% point + title & escrow
|
2.87%
|
3.01%
|
|
30 year - 1% point + title & escrow
|
3.39%
|
3.47%
|
Second Mortgages up to $300,000 Maximum
| Type | APR (Annual Percentage Rate) | Fixed/Variable |
|---|
|
10 year maximum - 0% points + title & escrow
|
5.50%
|
Fixed
|
|
15 year maximum - 0% points + title & escrow
|
5.80%
|
Fixed
|
|
20 year maximum - 0% points + title & escrow
|
6.10%
|
Fixed
|
* Rates vary daily - call us at 682-2467 for additional information.
- Example 15 year first mortgage at a rate of 2.66%, 2.80% A. P. R. has 180 monthly payments of $6.74 per $1,000 borrowed.
- Example 30 year first mortgage at a rate of 3.49%, 3.57% A. P. R. has 360 monthly payments of $4.48 per $1,000 borrowed.
- Example second mortgage for 10 years at 5.50% A. P. R. has 120 monthly payments at $10.85 per $1,000 borrowed.
- Example second mortgage for 15 years at 5.80% A. P. R. has 180 monthly payments at $8.33 per $1,000 borrowed.
- Example second mortgage for 20 years at 6.10% A. P. R. has 240 monthly payments at $7.22 per $1,000 borrowed.
|
