Vehicle/Visa/Signature Loan Rate
Rates Effective: 9/1/2023
| Type | APR (Annual Percentage Rate) |
|---|
|
New Vehicle
|
6.00%
|
|
Used Vehicle
|
6.50%
|
|
Visa Card
|
9.00%
|
|
Unsecured Signature Loan
|
11.00%
|
*Share Secured Loan is 2% above the rate earned on the secured shares.
For example a new vehicle loan at 6.00% A. P. R. has 60 monthly payments of $19.33 per $1,000 borrowed. a used vehicle loan at 6.50% A. P. R. has 60 monthly payments of $19.57 per $1,000 borrowed.
Home Loan Rates
Primary Residence - 70% Loan to Value Maximum
NMLS #810491
Rates Effective: 9/21/2023 - 9/27/2023
First Mortgage Refinance up to $600,000 Maximum
| Type | Rate | APR (Annual Percentage Rate) |
|---|
|
15 year - 1% point + title & escrow
|
6.54%
|
6.70%
|
|
30 year - 1% point + title & escrow
|
7.19%
|
7.29%
|
Second Mortgages up to $300,000 Maximum
| Type | APR (Annual Percentage Rate) | Fixed/Variable |
|---|
|
10 year maximum - 0% points + title & escrow
|
6.75%
|
Fixed
|
|
15 year maximum - 0% points + title & escrow
|
7.25%
|
Fixed
|
|
20 year maximum - 0% points + title & escrow
|
7.75%
|
Fixed
|
* Rates vary weekly - call us at 682-2467 for additional information.
- Example 15 year first mortgage at a rate of 6.54%, 6.70% A. P. R. has 180 monthly payments of $8.73 per $1,000 borrowed.
- Example 30 year first mortgage at a rate of 7.19%, 7.29% A. P. R. has 360 monthly payments of $6.78 per $1,000 borrowed.
- Example second mortgage for 10 years at 6.75% A. P. R. has 120 monthly payments at $11.48 per $1,000 borrowed.
- Example second mortgage for 15 years at 7.25% A. P. R. has 180 monthly payments at $9.13 per $1,000 borrowed.
- Example second mortgage for 20 years at 7.75% A. P. R. has 240 monthly payments at $8.21 per $1,000 borrowed.
|
