Vehicle/Visa/Signature Loan Rate
Rates Effective: 08/01/2022
| Type | APR (Annual Percentage Rate) |
|---|
|
New Vehicle
|
3.25%
|
|
Used Vehicle
|
3.75%
|
|
Visa Card
|
9.00%
|
|
Unsecured Signature Loan
|
11.00%
|
*Share Secured Loan is 2% above the rate earned on the secured shares.
For example a new vehicle loan at 3.25% A. P. R. has 60 monthly payments of $18.08 per $1,000 borrowed. a used vehicle loan at 3.75% A. P. R. has 60 monthly payments of $18.30 per $1,000 borrowed.
Home Loan Rates
Primary Residence - 70% Loan to Value Maximum
Nationwide Mortgage Licensing System #810491
Rates Effective: 08/11/2022 - 08/17/2022
First Mortgage Refinance up to $600,000 Maximum
| Type | Rate | APR (Annual Percentage Rate) |
|---|
|
15 year - 1% point + title & escrow
|
4.59%
|
4.74%
|
|
30 year - 1% point + title & escrow
|
5.22%
|
5.31%
|
Second Mortgages up to $300,000 Maximum
| Type | APR (Annual Percentage Rate) | Fixed/Variable |
|---|
|
10 year maximum - 0% points + title & escrow
|
5.00%
|
Fixed
|
|
15 year maximum - 0% points + title & escrow
|
5.50%
|
Fixed
|
|
20 year maximum - 0% points + title & escrow
|
6.00%
|
Fixed
|
* Rates vary weekly - call us at 682-2467 for additional information.
- Example 15 year first mortgage at a rate of 4.59%, 4.74% A. P. R. has 180 monthly payments of $7.70 per $1,000 borrowed.
- Example 30 year first mortgage at a rate of 5.22%, 5.31% A. P. R. has 360 monthly payments of $5.50 per $1,000 borrowed.
- Example second mortgage for 10 years at 5.00% A. P. R. has 120 monthly payments at $10.61 per $1,000 borrowed.
- Example second mortgage for 15 years at 5.50% A. P. R. has 180 monthly payments at $8.17 per $1,000 borrowed.
- Example second mortgage for 20 years at 6.00% A. P. R. has 240 monthly payments at $7.16 per $1,000 borrowed.
|
