Loan Rates

 

Vehicle/Visa/Signature Loan Rate

Rates Effective: 05/01/2022

TypeAPR (Annual Percentage Rate)

New Vehicle

2.90%

Used Vehicle

3.30%

Visa Card

9.00%

Unsecured Signature Loan

11.00%

*Share Secured Loan is 2% above the rate earned on the secured shares.

For example a new vehicle loan at 2.90% A. P. R. has 60 monthly payments of $17.92 per $1,000 borrowed. a used vehicle loan at 3.30% A. P. R. has 60 monthly payments of $18.10 per $1,000 borrowed.

Home Loan Rates

Primary Residence - 70% Loan to Value Maximum

Nationwide Mortgage Licensing System #810491

Rates Effective: 05/12/2022 - 05/18/2022

First Mortgage Refinance up to $600,000 Maximum
TypeRateAPR (Annual Percentage Rate)

15 year - 1% point + title & escrow

4.48%

4.63%

30 year - 1% point + title & escrow

5.30%

5.39%

Second Mortgages up to $300,000 Maximum
TypeAPR (Annual Percentage Rate)Fixed/Variable

10 year maximum - 0% points + title & escrow

4.50%

Fixed

15 year maximum - 0% points + title & escrow

5.00%

Fixed

20 year maximum - 0% points + title & escrow

5.50%

Fixed

* Rates vary weekly - call us at 682-2467 for additional information.

  • Example 15 year first mortgage at a rate of 4.52%, 4.67% A. P. R. has 180 monthly payments of $7.66 per $1,000 borrowed.
  • Example 30 year first mortgage at a rate of 5.27%, 5.36% A. P. R. has 360 monthly payments of $5.53 per $1,000 borrowed.
  • Example second mortgage for 10 years at 4.50% A. P. R. has 120 monthly payments at $10.36 per $1,000 borrowed.
  • Example second mortgage for 15 years at 5.00% A. P. R. has 180 monthly payments at $7.91 per $1,000 borrowed.
  • Example second mortgage for 20 years at 5.50% A. P. R. has 240 monthly payments at $6.88 per $1,000 borrowed.

 

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