Loan Rates

 

Vehicle/Visa/Signature Loan Rate

Rates Effective: 08/01/2022

TypeAPR (Annual Percentage Rate)

New Vehicle

3.25%

Used Vehicle

3.75%

Visa Card

9.00%

Unsecured Signature Loan

11.00%

*Share Secured Loan is 2% above the rate earned on the secured shares.

For example a new vehicle loan at 3.25% A. P. R. has 60 monthly payments of $18.08 per $1,000 borrowed. a used vehicle loan at 3.75% A. P. R. has 60 monthly payments of $18.30 per $1,000 borrowed.

Home Loan Rates

Primary Residence - 70% Loan to Value Maximum

Nationwide Mortgage Licensing System #810491

Rates Effective: 08/11/2022 - 08/17/2022

First Mortgage Refinance up to $600,000 Maximum
TypeRateAPR (Annual Percentage Rate)

15 year - 1% point + title & escrow

4.59%

4.74%

30 year - 1% point + title & escrow

5.22%

5.31%

Second Mortgages up to $300,000 Maximum
TypeAPR (Annual Percentage Rate)Fixed/Variable

10 year maximum - 0% points + title & escrow

5.00%

Fixed

15 year maximum - 0% points + title & escrow

5.50%

Fixed

20 year maximum - 0% points + title & escrow

6.00%

Fixed

* Rates vary weekly - call us at 682-2467 for additional information.

  • Example 15 year first mortgage at a rate of 4.59%, 4.74% A. P. R. has 180 monthly payments of $7.70 per $1,000 borrowed.
  • Example 30 year first mortgage at a rate of 5.22%, 5.31% A. P. R. has 360 monthly payments of $5.50 per $1,000 borrowed.
  • Example second mortgage for 10 years at 5.00% A. P. R. has 120 monthly payments at $10.61 per $1,000 borrowed.
  • Example second mortgage for 15 years at 5.50% A. P. R. has 180 monthly payments at $8.17 per $1,000 borrowed.
  • Example second mortgage for 20 years at 6.00% A. P. R. has 240 monthly payments at $7.16 per $1,000 borrowed.

 

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