Loan Rates

 

Vehicle/Visa/Signature Loan Rate

Rates Effective: 12/01/2022

TypeAPR (Annual Percentage Rate)

New Vehicle

4.50%

Used Vehicle

5.00%

Visa Card

9.00%

Unsecured Signature Loan

11.00%

*Share Secured Loan is 2% above the rate earned on the secured shares.

For example a new vehicle loan at 4.50% A. P. R. has 60 monthly payments of $18.64 per $1,000 borrowed. a used vehicle loan at 5.00% A. P. R. has 60 monthly payments of $18.87 per $1,000 borrowed.

Home Loan Rates

Primary Residence - 70% Loan to Value Maximum

NMLS #810491

Rates Effective: 12/01/2022 - 12/07/2022

First Mortgage Refinance up to $600,000 Maximum
TypeRateAPR (Annual Percentage Rate)

15 year - 1% point + title & escrow

5.76%

5.92%

30 year - 1% point + title & escrow

6.49%

6.59%

Second Mortgages up to $300,000 Maximum
TypeAPR (Annual Percentage Rate)Fixed/Variable

10 year maximum - 0% points + title & escrow

5.50%

Fixed

15 year maximum - 0% points + title & escrow

6.00%

Fixed

20 year maximum - 0% points + title & escrow

6.50%

Fixed

* Rates vary weekly - call us at 682-2467 for additional information.

  • Example 15 year first mortgage at a rate of 5.76%, 5.92% A. P. R. has 180 monthly payments of $8.31 per $1,000 borrowed.
  • Example 30 year first mortgage at a rate of 6.49%, 6.59% A. P. R. has 360 monthly payments of $6.31 per $1,000 borrowed.
  • Example second mortgage for 10 years at 5.50% A. P. R. has 120 monthly payments at $10.85 per $1,000 borrowed.
  • Example second mortgage for 15 years at 6.00% A. P. R. has 180 monthly payments at $8.44 per $1,000 borrowed.
  • Example second mortgage for 20 years at 6.50% A. P. R. has 240 monthly payments at $7.46 per $1,000 borrowed.

 

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