Vehicle/Visa/Signature Loan Rate
Rates Effective: 01/01/2022
| Type | APR (Annual Percentage Rate) |
|---|
|
New Vehicle
|
2.90%
|
|
Used Vehicle
|
3.30%
|
|
Visa Card
|
9.00%
|
|
Unsecured Signature Loan
|
11.00%
|
*Share Secured Loan is 2% above the rate earned on the secured shares.
For example a new vehicle loan at 2.90% A. P. R. has 60 monthly payments of $17.92 per $1,000 borrowed. a used vehicle loan at 3.30% A. P. R. has 60 monthly payments of $18.10 per $1,000 borrowed.
Home Loan Rates
Primary Residence - 70% Loan to Value Maximum
Nationwide Mortgage Licensing System #810491
Rates Effective: 01/27/2022 - 02/02/2022
First Mortgage Refinance up to $600,000 Maximum
| Type | Rate | APR (Annual Percentage Rate) |
|---|
|
15 year - 1% point + title & escrow
|
2.80%
|
2.94%
|
|
30 year - 1% point + title & escrow
|
3.55%
|
3.63%
|
Second Mortgages up to $300,000 Maximum
| Type | APR (Annual Percentage Rate) | Fixed/Variable |
|---|
|
10 year maximum - 0% points + title & escrow
|
4.00%
|
Fixed
|
|
15 year maximum - 0% points + title & escrow
|
4.50%
|
Fixed
|
|
20 year maximum - 0% points + title & escrow
|
5.00%
|
Fixed
|
* Rates vary weekly - call us at 682-2467 for additional information.
- Example 15 year first mortgage at a rate of 2.18%, 2.32% A. P. R. has 180 monthly payments of $6.52 per $1,000 borrowed.
- Example 30 year first mortgage at a rate of 2.87%, 2.95% A. P. R. has 360 monthly payments of $4.15 per $1,000 borrowed.
- Example second mortgage for 10 years at 4.00% A. P. R. has 120 monthly payments at $10.12 per $1,000 borrowed.
- Example second mortgage for 15 years at 4.50% A. P. R. has 180 monthly payments at $7.65 per $1,000 borrowed.
- Example second mortgage for 20 years at 5.00% A. P. R. has 240 monthly payments at $6.60 per $1,000 borrowed.
|
