Vehicle/Visa/Signature Loan Rate
Rates Effective: 1/1/2025
| Type | APR (Annual Percentage Rate) |
|---|
|
New Vehicle
|
5.50%
|
|
Used Vehicle
|
6.00%
|
|
Visa Card
|
9.00%
|
|
Unsecured Signature Loan
|
11.00%
|
*Share Secured Loan is 2% above the rate earned on the secured shares.
For example a new vehicle loan at 5.50% A. P. R. has 60 monthly payments of $19.10 per $1,000 borrowed. a used vehicle loan at 6.00% A. P. R. has 60 monthly payments of $19.33 per $1,000 borrowed.
Home Loan Rates
Primary Residence - 70% Loan to Value Maximum
NMLS #810491
Rates Effective: 1/16/2025 - 1/22/2025
First Mortgage Refinance up to $600,000 Maximum
| Type | Rate | APR (Annual Percentage Rate) |
|---|
|
15 year - 1% point + title & escrow
|
6.27%
|
6.43%
|
|
30 year - 1% point + title & escrow
|
7.04%
|
7.14%
|
Second Mortgages up to $300,000 Maximum
| Type | APR (Annual Percentage Rate) | Fixed/Variable |
|---|
|
10 year maximum - 0% points + title & escrow
|
6.25%
|
Fixed
|
|
15 year maximum - 0% points + title & escrow
|
6.75%
|
Fixed
|
|
20 year maximum - 0% points + title & escrow
|
7.25%
|
Fixed
|
* Rates vary weekly - call us at 682-2467 for additional information.
- Example 15 year first mortgage at a rate of 6.27%, 6.43% A. P. R. has 180 monthly payments of $8.59 per $1,000 borrowed.
- Example 30 year first mortgage at a rate of 7.04%, 7.14% A. P. R. has 360 monthly payments of $6.68 per $1,000 borrowed.
- Example second mortgage for 10 years at 6.25% A. P. R. has 120 monthly payments at $11.23 per $1,000 borrowed.
- Example second mortgage for 15 years at 6.75% A. P. R. has 180 monthly payments at $8.85 per $1,000 borrowed.
- Example second mortgage for 20 years at 7.25% A. P. R. has 240 monthly payments at $7.90 per $1,000 borrowed.
|
