Loan Rates

 

Vehicle/Visa/Signature Loan Rate

Rates Effective: 04/01/2019

TypeAPR (Annual Percentage Rate)

New Vehicle

2.90%

Used Vehicle

3.30%

Visa Card

9.00%

Unsecured Signature Loan

11.00%

*Share Secured Loan is 2% above the rate earned on the secured shares.

For example a new vehicle loan at 2.90% A. P. R. has 60 monthly payments of $17.92 per $1,000 borrowed. a used vehicle loan at 3.30% A. P. R. has 60 monthly payments of $18.10 per $1,000 borrowed.

Home Loan Rates

Primary Residence - 70% Loan to Value Maximum

Nationwide Mortgage Licensing System #810491

Rates Effective: 07/19/2019

First Mortgage Refinance up to $417,000 Maximum
TypeRateAPR (Annual Percentage Rate)

15 year - 1% point + title & escrow

2.93%

3.07%

30 year - 1% point + title & escrow

3.58%

3.66%

Second Mortgages up to $300,000 Maximum
TypeAPR (Annual Percentage Rate)Fixed/Variable

10 year maximum - 0% points + title & escrow

5.50%

Fixed

15 year maximum - 0% points + title & escrow

5.80%

Fixed

20 year maximum - 0% points + title & escrow

6.10%

Fixed

* Rates vary daily - call us at 682-2467 for additional information.

  • Example 15 year first mortgage at a rate of 2.66%, 2.80% A. P. R. has 180 monthly payments of $6.74 per $1,000 borrowed.
  • Example 30 year first mortgage at a rate of 3.49%, 3.57% A. P. R. has 360 monthly payments of $4.48 per $1,000 borrowed.
  • Example second mortgage for 10 years at 5.50% A. P. R. has 120 monthly payments at $10.85 per $1,000 borrowed.
  • Example second mortgage for 15 years at 5.80% A. P. R. has 180 monthly payments at $8.33 per $1,000 borrowed.
  • Example second mortgage for 20 years at 6.10% A. P. R. has 240 monthly payments at $7.22 per $1,000 borrowed.

 

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