Vehicle/Visa/Signature Loan Rate
Rates Effective: 5/1/2026
| Type |
APR (Annual Percentage Rate |
| New Vehicle |
5.00% |
| Used Vehicle |
5.50% |
| Visa Card |
9.00% |
| Unsecured Signature Loan |
11.00% |
*Share Secured Loan is 2% above the rate earned on the secured shares.
For example a new vehicle loan at 5.00% A. P. R. has 60 monthly payments of $18.87 per $1,000 borrowed. a used vehicle loan at 5.50% A. P. R. has 60 monthly payments of $19.10 per $1,000 borrowed.
Home Loan Rates
Primary Residence - 70% Loan to Value Maximum
NMLS #810491
Rates Effective: 5/14/2026 - 5/20/2026
First Mortgage Refinance up to $600,000 Maximum
| Type |
Rate |
APR (Annual Percentage Rate) |
| 15 year - 1% point + title & escrow |
5.71% |
5.87% |
| 30 year - 1% point + title & escrow |
6.36% |
6.46% |
Second Mortgages up to $300,000 Maximum
| Type |
APR (Annual Percentage Rate) |
Fixed/Variable |
| 10 year maximum - 0% points + title & escrow |
5.75% |
Fixed |
| 15 year maximum - 0% points + title & escrow |
6.25% |
Fixed |
| 20 year maximum - 0% points + title & escrow |
6.75% |
Fixed |
* Rates vary weekly - call us at 682-2467 for additional information.
- Example 15 year first mortgage at a rate of 5.71%, 5.87% A. P. R. has 180 monthly payments of $8.28 per $1,000 borrowed.
- Example 30 year first mortgage at a rate of 6.36%, 6.46% A. P. R. has 360 monthly payments of $6.23per $1,000 borrowed.
- Example second mortgage for 10 years at 5.75% A. P. R. has 120 monthly payments at $10.98 per $1,000 borrowed.
- Example second mortgage for 15 years at 6.25% A. P. R. has 180 monthly payments at $8.57 per $1,000 borrowed.
- Example second mortgage for 20 years at 6.75% A. P. R. has 240 monthly payments at $7.60 per $1,000 borrowed.
